If you have been in a car accident and experienced an injury, the process for getting your necessary medical treatment and lost wages can be long and stressful, and you may still not get everything you need. Therefore, you may be thinking about hiring an attorney. These are times when you should seek the help of an attorney.
You Have Rights
Although an attorney is not necessary or mandated by law, you do have a legal right to hire an attorney for any personal injury claim, including auto accident claims Iowa. However, you should understand that no attorney can guarantee that you receive any, much less all of the compensation you need or want.
When You File Your Insurance Claim
You may consider hiring a lawyer immediately so that this professional can help you file your insurance claim. Insurance companies rarely give immediate compensation and their initial settlement proposals are often much lower than you need or deserve.
Many individuals don’t carry enough insurance to adequately cover your claim. In addition, you may not experience the full weight of your injuries for up to weeks after the accident.
When You File a Lawsuit
If the person who hit you was not insured, you may have to pursue a personal injury lawsuit to gain compensation for your injuries. Also, if an insurance company doesn’t offer a settlement that will cover your expenses, you may need to file a lawsuit.
When You Are at Fault
Some states have laws that may place you at some fault, even if you didn’t cause the accident. In addition, if you are negligent in any way, and you are determined to be at fault, you should hire an attorney to defend you.
A reputable attorney will help you assess your needs, your insurance policy as well as that of the other driver and the local laws that could impact your case. Then, your lawyer will help you gather the documents you need to make the best case. These professionals will also argue your case in court or negotiate with the opposing counsel.
If you are injured in an accident, a reputable attorney will fight for the compensation you need.